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Never lose a penny is committed to offering products where; • Complete capital protection is core Working closely with the world’s strongest banks and financial institutions, ‘neverloseapenny.com’ provides access to innovative investments with very low risk products. Complete capital protection, openness, simplicity and diversification are hallmarks of the ‘neverloseapenny.com’ philosophy. We aim to keep you protected through the benefits of the Financial Services Compensation Scheme (FSCS), helping you understand the benefits and pitfalls. Please visit the FSCS page for full details of this government backed scheme. Our core business is investments available as deposit-based: • Investment bonds ‘Neverloseapenny.com’ is a company driven by a desire to deliver safe investment opportunities in a transparent, impartial and responsible manner and we only operate via the World Wide Web. We are not a product provider or deposit taker but a gateway between the website user and the end product provider. We believe in empowering customers to make informed decisions from a range of products and providers. Openness ‘Neverloseapenny.com’ will always promote balanced opinion. Given that a key objective of marketing activity is to attract as many potential customers as possible, we often see marketing promoting a product in an unbalanced way, which is ultimately unfair for the consumer. This is something ‘neverloseapenny.com’ will never do, and our pledge to you is that we will not: • Use misleading headline claims Clear ‘Neverloseapenny.com’ promises always to be clear. When making a purchase, a consumer needs to be clear on what they are buying so that they are making an informed choice. ‘Neverloseapenny.com’ will never: • use insufficient product information Transparent ‘Neverloseapenny.com’ will not mislead consumers by: • showing overly prominent or cherry-picked data on past performance Guarantees All of the products offered on this site offer 100% guaranteed capital protection, ensuring the return of your capital even in the event of the financial meltdown, such as Northern Rock, Lehmans etc., of your product provider SO LONG AS, you do not have more than the current limit provided by the Financial Services Compensation Scheme (FSCS) invested with each business. We therefore recommend that you spread your monies over more than one product provider if you are investing more than this amount. We think it is more important to guarantee the return of your capital NO MATTER WHAT HAPPENS, than it is to get an extra 2% per annum return on your money. But, remember, the decision is always yours. Advice All of the products offered via Neverloseapenny are unregulated, in the same way that bank and building society accounts are unregulated, however, sometimes, it is necessary to receive advice to help you solve your financial requirements. Neverloseapenny have secured some strong relationships with authorized and regulated firms to provide you with this advice should you wish to use them. As you are using the site, when you come to a position where advice is required, be it financial or legal, you will come across options to make contact with these partners. Remember, the decision is yours. If Neverloseapenny is remunerated for any business you transact with any of these partners, they will disclose the amount to you. |
